New Products + Services

You still have access to more than 55,000 fee-free ATMs worldwide through the Allpoint^® and SUM ATM™ networks*, including over 40,000 in the U.S. at popular retailers including Target, Costco, CVS, Rite Aid, and more. Just look for the Allpoint or SUM logos on the ATM, use the locators at AllpointNetwork.com or SUM-ATM.com, or download the Allpoint app for iPhone and Android.

*Not responsible for surcharges or fees imposed by other banks, ATM operators and/or any networks.

Get paid early! PayAdvance automatically makes your direct deposit available up to 24 hours early. No enrollment required. This feature is available on all accounts with direct deposit.

Whether you want to pay down balances faster, maximize cash back, earn rewards, or begin building your credit history, we have the ideal credit card for you. Click here to learn more about TruNorth Bank credit cards.

Zelle^® is a fast, safe, and easy way to send and request money with friends, family, and others you trust.² Money is sent directly to the recipient’s account and is typically available in minutes,¹ and all you need to send money is the recipient’s email address or U.S. mobile phone number. Just log into Online Banking or Mobile Banking and click on Send Money with Zelle^® to get started!

¹ Transactions typically occur in minutes when the recipient’s email address or U.S. mobile number is already enrolled with Zelle.
² Must have a bank account in the U.S. to use Zelle.
Zelle^® and the Zelle^® related marks are wholly owned by Early Warning Services, LLC and are used herein under license.

We now offer this special certification, often required for validating your identity and signature when selling or transferring assets like securities. What’s more, there’s no charge!

You can now open checking, savings, and certificate of deposit accounts online through the TruNorth Bank website or Online Banking.

Manage your cash simply and securely from anywhere in the world with our completely flexible eBusiness Solutions cash management platform. Choose the modules that best meet your specific needs, then limit staff access to each module based on your company’s security requirements—and even build in dual approvals and dollar limits for certain transactions. Access robust reporting, transfer funds, originate ACH and wire transfers, access Bill Pay and your Line of Credit, download to QuickBooks, and much more!

Prevent unauthorized transactions with Check Positive Pay and ACH Positive Pay. Both include enhanced protection with payee name verification at no additional charge and are integrated with eBusiness Solutions to provide a single login to Positive Pay protection. Then, add our other fraud prevention tools.

Check Positive Pay. Compare checks you’ve written with those presented against your account—including those presented at the teller line. You control whether flagged items are paid or returned.

ACH Positive Pay. Monitor and review ACH debits and credits and take action on suspicious items to ensure only valid transactions are made.

ACH Debit Block. Block every incoming ACH debit, without exception, to your money market and savings accounts.

Account Reconciliation. Simplify and streamline month-end reconciliation with full or partial account reconciliation. Save time, reduce errors, and identify fraudulent items faster.

Download our free^* Mobile Banking app to your Apple^® or Android™ device to access account information and banking tools on the go.
Just use your eBusiness Solutions Business Online Banking login credentials to access the app. View balances, make internal transfers, pay bills, approve and authorize ACH, and deposit checks—all from the convenience of your mobile device!

 Download the app from the App Store^®

Get the app on Google Play™.

*Your internet-enabled mobile device, with data plan required. Applicable data charges from your mobile carrier may apply. We recommend that you subscribe to an unlimited data plan before using Mobile Banking services. Apple is a registered trademark of Apple Inc. Android is a trademark of Google LLC.

Choose from among our popular business credit cards—including low rate, cash back, or flexible rewards options—to find the one that works for your business. They all offer important features like free expense reporting tools, no-fee employee cards, mobile payment capability, Zero Fraud Liability, and 24/7/365 cardmember service. Click here to learn more about business credit cards.

*The creditor and issuer of these cards is Elan Financial Services, pursuant to separate licenses from Visa U.S.A Inc., and Mastercard International Incorporated. Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated. Elan Financial Services provides zero fraud liability for unauthorized transactions. Card holder must notify Elan Financial Services promptly of any unauthorized use. Certain conditions and limitations may apply.

Link your business checking account to your commercial loan for automatic, daily pay-down and draw-down decisions. Reduce your interest expense while saving valuable time from manual processing of loan payments or drawdown requests!

Link two or more checking accounts to combine funds without manual transfers while maintaining individual audit trails. Each night, all linked accounts are automatically brought to a zero balance by either funding deficit balance accounts from, or moving excess balances to, the master/concentration account.

Reduce the time and costs associated with posting and reporting of EDI payments. EDI reporting is ideal for customers receiving federal, state, insurance, or healthcare payments electronically.

Take advantage of the ACH system by initiating and collecting payments electronically! ACH payments and collections can help streamline payments and the collection of funds and improve efficiency in your accounts payable and receivable system. Typical ACH payments include direct deposit of payroll, travel and expense reimbursement, vendor payments, and tax payments. Typical ACH collections include health club memberships, association dues, loan payments, utility payments, contributions to non-profit organizations, and cash concentration.

*Services require review and approval. Not all customers are eligible for these services.

Enjoy the freedom of scanning checks for deposit and securely transmitting the images directly to us—right from your office PC and whenever it’s convenient for you! Increase employee productivity by reducing the time and travel needed for bank visits and reducing your reliance on multiple bank relationships to support remote locations. What’s more, images of deposited items are at your fingertips!

*Services require review and approval. Not all customers are eligible for these services.

Accelerate the collection of receivables and save valuable time with fast, accurate credit to your account. Wholesale lockbox uses state-of-the-art hardware and software to capture the image of the check and invoice. Plus, you can view them the same day they’re processed.

Retail lockbox uses optical character recognition (OCR) to collect payments and capture the remittance data. Get electronic output of your remittance data and special reports that automate posting to your accounts receivable system.

Choose from a variety of credit card processing methods and equipment. Payment solutions are available for a variety of industries including retail, lodging, hospitality, education, government, mail order, and eCommerce.

*Services require review and approval. Not all customers are eligible for these services.

Online movement of funds makes it possible to move money globally with a high level of security and minimal clerical effort. Domestic and international wires are available through eBusiness Solutions.

Log into Online Banking to make one-time or recurring payments quickly, easily, and securely with Bill Pay. It’s easy to set up, available 24/7, and lets you set up eBills, reminders, and alerts.